Saving money is a basic and much-needed piece of etiquette that everyone needs to know. After all, it is not just about cutting down your expenses and putting it in your bank account, as it can also determine your life in the coming years. Saving money can save you from the pits of bankruptcy and […]
Category: Finance Tips
Five Questions to Answer Before Applying For a Personal Loan
The decision to take a personal loan is a huge one. We could be making it because we need to purchase an asset like a car, renovate our home, or pay some of our debts. The fact that the loan can improve our current financial situation and allow us to make some worthwhile lifestyle changes […]
What to Spend Less on in Retirement
Although I’m scared about running out of cash in retirement, I’m certain there are some things that I’ll spend less on as I enjoy my quiet life. After a thorough review of my daily needs and expenses thereof, I have concluded that I might spend less on the following items during retirement. 1.Insurance There’s a […]
How to Cut Down on Our Daily Expenses
Daily spending management is the most critical pillar of a successful financial life. It is sad that I learned this the hard way after falling into a financial pit. As I worked towards getting myself out of the grave I dug myself into, there are valuable lessons I picked up which helped me return to […]
Saving and Spending Tips for a Debt-Free Holiday
We all know that holidays are the best part of the year. It’s a season of spending and receiving. However, it’s also a costly period because we tend to overspend. This is due to a lack of a reasonable spending plan. According to 2019 research from Cision PR Newswire, 61% of Americans feared the holiday […]