Business insurance is a necessary cost for all businesses, no matter what their size or industry. Saving money on insurance is about taking the trouble to constantly review the cover you need and to see how the different business insurance rates compare. This is particularly so when we are looking to get a motor traders […]
Category: Finance Tips
Five Frugal Ways to Celebrate Without Being a Cheapskate
We all have our own little spending habits. They’re often things that most would consider too small to even think about, but in fact, they add up over time and can cause us to be in a lot of debt if they’re not managed. Here are five quick tips for being frugal with your holiday […]
How to Bargain Shop While Traveling Abroad
There’s no secret to bargain shopping: it’s all about knowledge and skill. Knowing where to look and how to ask the right questions will help you get the best deal and avoid scams and rip-offs. One of the major benefits of international travel is that it allows us to tap into an incredible variety of […]
Ways to Effectively Save Money
Saving money is a basic and much-needed piece of etiquette that everyone needs to know. After all, it is not just about cutting down your expenses and putting it in your bank account, as it can also determine your life in the coming years. Saving money can save you from the pits of bankruptcy and […]
Five Questions to Answer Before Applying For a Personal Loan
The decision to take a personal loan is a huge one. We could be making it because we need to purchase an asset like a car, renovate our home, or pay some of our debts. The fact that the loan can improve our current financial situation and allow us to make some worthwhile lifestyle changes […]
What to Spend Less on in Retirement
Although I’m scared about running out of cash in retirement, I’m certain there are some things that I’ll spend less on as I enjoy my quiet life. After a thorough review of my daily needs and expenses thereof, I have concluded that I might spend less on the following items during retirement. 1.Insurance There’s a […]
How to Cut Down on Our Daily Expenses
Daily spending management is the most critical pillar of a successful financial life. It is sad that I learned this the hard way after falling into a financial pit. As I worked towards getting myself out of the grave I dug myself into, there are valuable lessons I picked up which helped me return to […]
Saving and Spending Tips for a Debt-Free Holiday
We all know that holidays are the best part of the year. It’s a season of spending and receiving. However, it’s also a costly period because we tend to overspend. This is due to a lack of a reasonable spending plan. According to 2019 research from Cision PR Newswire, 61% of Americans feared the holiday […]