Loans are those miraculous little jigsaw pieces that can really connect the events of your life together, so they can run smoothly for you. For instance, perhaps you’re trying to put your house on the market and need a loan to invest in some home improvements. Perhaps you don’t have the initial funds to pay […]
Category: Financial Planning
Tips to Help You Create a Successful Debt Repayment Plan
Debt is modern slavery. Being in debt cripples you and hampers your financial progress. To get ahead in life moneywise, it is essential to develop a plan to help you clear debts. I have been a victim of bad debt, and I know first hand what it can do to a person. I managed to […]
The 50-30-20 Budgeting Rule: How it Works and Why You Should Use It
The greatest resources we have are our time and money. It could be because that they each depend on and contribute to each other. Ever heard the saying that time is money? Or he who has time has no money? If we are not careful, we could end up with none. To avoid such extremes, […]
Warning Signs of Financial Trouble
Financial issues don’t emerge abruptly from anywhere. In most cases, they are due to years of financial mismanagement and poor decision-making. Whenever these problems arise, we choose to live in denial of our financial position. The result of such choices is a life full of debts and the inability to pay bills. One way of […]
Managing Finances as a Self-Employed Person
Self-employment comes with a wide range of benefits. There’s the independence of choosing or picking the projects that I would like to implement, and I have the freedom to schedule my working timelines. There are drawbacks as well, among them not benefiting from the services of salary payments with tax and insurance being paid on […]
Three Critical Factors for Making a Financial Plan
We all work towards financial freedom to comfortably meet our needs. One of the most effective ways to ensure you can be financially free is by setting realistic financial goals. These goals give you a road map that will help you reach that destination you’re looking to arrive at. Money goals and a well thought […]