A recent survey of people who didn’t have any financial goals found that 72% of participants reported having significantly less than $1,000 in savings. This was after they had already factored in their 401(k), IRA, and other retirement savings accounts. What’s more, nearly half of them had less than $100 to their name. Of course, […]
Ways to Effectively Save Money
Saving money is a basic and much-needed piece of etiquette that everyone needs to know. After all, it is not just about cutting down your expenses and putting it in your bank account, as it can also determine your life in the coming years. Saving money can save you from the pits of bankruptcy and […]
What Make a Keto Diet a Trend Nowadays?
Undeniably, the Ketogenic diet’s popularity has drastically grown over the past years because more and more people have proven its effectiveness and significant role in the weight loss journey. You might have even been hearing this term from your friends for a long time, but you lack enough information about it. So, you might be […]
Understanding Bridging Loans
I have used bridging loans twice. My first experience using this form of financing was when we were planning to relocate to Denver. My wife had just secured a lucrative job as a basketball coach some years back, and we agreed to sell our home in Arkansas and buy another in Denver. After all, we […]
Five Questions to Answer Before Applying For a Personal Loan
The decision to take a personal loan is a huge one. We could be making it because we need to purchase an asset like a car, renovate our home, or pay some of our debts. The fact that the loan can improve our current financial situation and allow us to make some worthwhile lifestyle changes […]
Yoga Mistakes to Avoid
Yoga is a useful exercise regime that’s packed with lots of physical and mental benefits. It’s a low-impact workout; we can participate regardless of our age or health level. This has caused an uncountable number of yoga classes, instructors, and channels to crop up, each promising the best yoga result. However, yoga isn’t that straightforward. […]
Tips to Help You Create a Successful Debt Repayment Plan
Debt is modern slavery. Being in debt cripples you and hampers your financial progress. To get ahead in life moneywise, it is essential to develop a plan to help you clear debts. I have been a victim of bad debt, and I know first hand what it can do to a person. I managed to […]
The 50-30-20 Budgeting Rule: How it Works and Why You Should Use It
The greatest resources we have are our time and money. It could be because that they each depend on and contribute to each other. Ever heard the saying that time is money? Or he who has time has no money? If we are not careful, we could end up with none. To avoid such extremes, […]
What to Spend Less on in Retirement
Although I’m scared about running out of cash in retirement, I’m certain there are some things that I’ll spend less on as I enjoy my quiet life. After a thorough review of my daily needs and expenses thereof, I have concluded that I might spend less on the following items during retirement. 1.Insurance There’s a […]
Home Remedies and Yoga Can Be a Source of Natural Health Tips
Health is vital, and there are a lot of things that money cannot purchase. Health is without an asking price. Changing the routine has changed the eating and living habits of a certain person. As a result, it has increased the problems and issues related to health among human beings. Medications might not be appropriate […]